How to Close a Chase Bank Account Online, App, or In-Person | Step-by-Step Guide

Ever tried to close a bank account and felt like you were stuck in a never-ending maze? Closing your Chase bank account might feel a bit overwhelming, but it doesn’t have to be. Whether you’re curious about how to close Chase account, want to do it through the app, need to close Chase accounts online, or are figuring out how to close Chase account from abroad, this guide has your back. We’ll walk you through each method step-by-step, using simple, clear language so you can pick the option that suits you best.

No matter your situation—whether you’re closing a Chase checking account, a Chase savings account online, or even dealing with a Chase account that has a negative balance—we’re here to help. If you’re trying to close an account while outside the U.S., we’ll make sure you know all your options. Plus, if you’re interested in closing accounts online or using an app, check out our guide on deleting DoorDash for some additional tips!

By the time you finish reading, you’ll feel confident about how to close Chase account in a way that’s most convenient for you. We’ll also touch on related topics, like how to delete transaction history or cancel a mortgage application. Let’s dive in and get your account closed without any hassle!

Why I’m Writing This Guide

A few months ago, I decided to close my Chase account. I thought it would be a quick phone call or a simple click online. Boy, was I wrong! I spent hours searching for clear instructions and even more time figuring out the process. That’s when I realized: if I’m struggling, others probably are too. So, I rolled up my sleeves and dug deep into the world of Chase account closures. Now, I’m sharing everything I learned to make your life easier.

Methods to Close a Chase Bank Account

Closing a Chase Account on the App

How to close chase account? Now, if you’re like me and practically live on your phone, you might be wondering, “Can I do this on the app?” The answer is yes! Here’s how I did it:

Steps to Close Your Chase Bank Account

Step 1: Visit the Chase Bank Website:

• Go to the official Chase Bank website using your web browser.

Step 2:  Access Customer Service:

• From the menu, tap on Customer Service.

Step 3: Select ‘See Help’ Option:

• In the Customer Service menu, choose the See Help option.

Step 4: Choose Personal Banking:

• Tap on Personal Banking from the options.

Step 5: Select ‘Contact Us’:

• Now, select the Contact Us option.

Step 6: Choose Your Preferred Method to Close the Account:

• Call the Chase customer service helpline number.
• Email Chase by logging into your online account and sending a message through the secure system.
• Send written mail to their address (check the Chase website for the correct mailing address).
• Visit a Chase Bank branch in person to request account closure.

Pick the method you’re most comfortable with, and your Chase Bank account will be closed accordingly!

I found this method super convenient when I was traveling and needed to close a secondary account. Just make sure your app is updated before you start!

Closing Your Chase Account Online

How to close chase account? Remember when I first tried to close my account. I went straight for the online option because, well, who doesn’t love doing things in their pajamas? Here’s what I found out:

1. Log into your Chase online account.
2. Look for the “Customer Center” or “Account Services” tab.
3. Find the option that says something like “Close Account” or “Account Management.”
4. Follow the prompts. They’ll ask you why you’re closing the account (don’t worry, there’s no wrong answer).
5. Confirm your decision.

But wait! Before you hit that final button, make sure you’ve:

• Transferred any remaining money out of the account
• Canceled any automatic payments or deposits
• Downloaded your account statements (trust me, you’ll thank me later)

Pro tip: I learned the hard way that closing a Chase account online isn’t always possible for every type of account. If you can’t find the option, don’t panic! There are other ways.

Closing Your Chase Account In-Person

How to close chase account? Okay, I know what you’re thinking. “In-person? In this day and age?” But hear me out. Sometimes, talking to a real human can make things easier. Plus, it’s a great option if you’re closing a more complex account or if you have questions. Here’s what I did:

1. I called my local branch to make an appointment (trust me, it saves time).
2. I brought my ID, account information, and a smile.
3. I talked to the banker, explained why I was closing the account, and asked any questions I had.
4. They guided me through the process and handled all the paperwork.

Bonus: They even helped me make sure I hadn’t forgotten any linked accounts or services.

Closing Specific Types of Chase Accounts

How to Close a Chase Savings Account

I had a Chase savings account that I opened during a promotion. When it was time to close it, I found it was pretty straightforward:

1. I made sure to transfer out any remaining funds.
2. I closed my Chase savings account online through my account dashboard.
3. I double-checked that there weren’t any pending transactions.

Remember, if you’re closing a savings account, think about any interest that might be due. I almost forgot about this, but the online system reminded me.

How to Close a Chase Checking Account

How to close chase account? Closing my checking account was a bit trickier. Here’s what I learned:

1. First, I had to stop all automatic payments and transfers.
2. I made sure all my checks had cleared.
3. I closed my Chase checking account through the app.
4. I kept an eye on my account for a few days to catch any last-minute transactions.

Warning: Don’t forget about any linked accounts or services. I almost overlooked my PayPal link!

How to Close a Chase Business or Credit Account

Now, this is where things got a bit more complicated for me. When I closed my small business account, I had to:

1. Settle all outstanding balances.
2. Cancel any employee cards or access.
3. Call the business account service line (the number is on the back of your card).
4. Provide some extra verification (they’re pretty strict about this).

For credit accounts, I found out you can’t always close them online. I had to call and speak with a representative. They asked me why I was closing the account and even offered some alternatives. But stick to your guns if you’re sure about closing!

Special Conditions for Closing Chase Accounts

How to Close a Chase Account with a Negative Balance

How to close chase account? Oops! Been there, done that. If you’re trying to close a Chase account with a negative balance, here’s what you need to do:

1. First, bring your account back to zero (or positive).
2. If you can’t, talk to Chase about setting up a payment plan.
3. Once you’ve settled the balance, then you can close the account.

Remember, leaving an account negative can affect your credit score. I learned this the hard way, so trust me on this one!

How to Close a Chase Account from Abroad

Picture this: I’m sipping coconut water on a beach in Bali, and suddenly I remember I need to close my old Chase account. Panic? Nope! Here’s how I managed to close my Chase account from abroad:

1. I used the Chase Mobile app (thank goodness for free Wi-Fi).
2. When that didn’t work (because some features are restricted internationally), I called Chase’s international number.
3. I had to answer some extra security questions (so have your account details handy).
4. They guided me through the process over the phone.

Pro tip: If you’re planning to travel long-term, consider closing unnecessary accounts before you leave. It’ll save you a headache later!

Related Actions After Closing a Chase Account

How to Delete Chase Bank Transaction History

How to close chase account? After closing my account, I was concerned about my transaction history. Here’s what I found out:

1. Chase keeps records for a certain period due to legal requirements.
2. You can’t completely delete your transaction history.
3. But you can request that Chase limit access to your personal information.

I called customer service and asked about their data retention policies. They were pretty helpful in explaining what they keep and why.

How to Cancel a Chase Mortgage Application

Now, I haven’t personally gone through this, but a friend of mine did. Here’s what she told me:

1. If you’re still in the application process, call your loan officer ASAP.
2. Explain why you want to cancel.
3. Follow up with an email to have a written record.
4. Ask about any fees you might have already paid and if they’re refundable.

She said the earlier you do this, the better. Once things start moving with property appraisals and such, it gets more complicated.

Conclusion

How to close chase account? Closing your Chase bank account can feel a bit overwhelming, but it doesn’t have to be! Whether you decide to do it online, through the app, or even in person, just follow the steps outlined here, and you’ll be just fine. Before you hit that “close” button, make sure all your transactions are settled and any negative balances are taken care of. It’s a little like cleaning up your room before moving out—better to leave things tidy!

And if you’re closing a specific type of account or doing it from abroad, no worries—this guide has you covered. After closing your account, you might also want to delete old transaction histories or cancel any lingering applications, making sure your finances are all neat and tidy.

Remember, you’ve got this! Take your time, follow the steps, and you’ll feel relieved knowing you’ve done everything right. If you have any lingering questions or need a little extra help, don’t hesitate to check back on the relevant sections or reach out to Chase customer service. Your financial journey is yours to shape, and with the right info, you’re equipped to make smart choices every step of the way!

How to close chase account? Whether you’re switching banks, consolidating accounts, or just simplifying your financial life, closing your Chase account doesn’t have to be a headache. With these steps and tips, you’ll be sailing through the process like a pro. Remember, while I’ve shared my experiences and what I’ve learned, it’s always a good idea to double-check with Chase directly for the most up-to-date information, especially for your specific account type. Happy banking!

FAQs

Can I close a Chase account online?

Yes, you can close a Chase account online for most personal accounts. Just log into your Chase online banking and look for the account closure option in the customer service section.

Can I close my Chase account using the app?

Absolutely! You can close a Chase account on the app. It’s usually found under the account details or settings for the specific account you want to close.

What happens if I have a negative balance when closing my Chase account?

If you try to close a Chase account with a negative balance, you’ll need to bring the account to at least zero before you can close it. Chase may work with you on a payment plan if needed.

How do I close my Chase account if I’m outside the U.S.?

You can close a Chase bank account from abroad by using the mobile app or by calling Chase’s international customer service number. Be prepared for some extra security questions.

Can you close a Chase savings account on the app?

Yes, you can usually close a Chase savings account on the app. The process is similar to closing other types of accounts through the mobile app.